Retirement

Now that you’re retired, it’s important to keep track of your income and expenditure so that you can continue to enjoy your hard-earned retirement.

In the early years of retirement, your focus will be on managing your wealth to do the things you want to do. As we get older, thoughts turn to care planning and ensuring that wealth can be passed on without being swallowed up by inheritance tax.

How we can help you

  • Pull together all your finances into a cashflow plan to show how your income and expenditure will change over your lifetime.
  • Identify what issues you may (or may not) have regarding paying for care and the risk of paying too much inheritance tax.
  • Create a plan which incorporates pension, investment, tax and insurance planning. This will be your roadmap to ensuring that you have the funds to do what you want in ‘active’ retirement and the funds to pay for care in your later years.