How We Charge

If you have visited other financial advisers’ websites before viewing ours, you will probably have noticed that most financial advice firms do not provide any upfront indication of charges. At Douglas White Financial Planning we are confident that

  • We offer excellent value for money.
  • Our charges are extremely competitive.

For this reason we are proud to show you the typical charges you will pay.

While our services will be tailored to your individual needs, the initial advice we provide for you as a new client is likely to fall into one of three categories: Simple, Complex or Very Complex.

Simple Case

A Simple Case will typically involve an investment from existing cash holdings or from a single source, invested into a minimal number of tax wrappers. There will usually be a long-term time horizon (more than ten years) until any income or withdrawals are expected.

A typical cost of a Simple Case is £1,950

Complex Case

A Complex Case will usually involve contributions from more than one source, or investments into multiple tax wrappers. A Complex Case will often involve reviews of existing investments. There may also be a requirement for complex planning or a need for an income or withdrawal strategy within the next ten years. A complex case will often include cashflow modelling.

A typical cost of a Complex Case is £3,450

A Very Complex Case

A Very Complex Case will typically involve multiple tax wrappers, and there will be a requirement for an income or withdrawal strategy within the next ten years, as well as the need for cashflow modelling. The client will often have complex tax affairs that require intricate planning, potentially covering specialised areas such as trusts or inheritance tax planning or investment products like Venture Capital Trusts and Reversionary Trusts.

A typical cost of a A Very Complex Case is £4,950

Ongoing Charges

Our ongoing fees will be dependent upon the ongoing service you require.

We have a range of ongoing service options with associated ongoing fees typically ranging from 0.60% per annum (subject to a minimum fee of £750 per annum) to 0.75% per annum (subject to a minimum fee of £1,500).

Where our standard service options do not cover your requirements we will discuss a bespoke service with you and agree the ongoing fee.